{"id":2571,"date":"2025-08-05T18:34:02","date_gmt":"2025-08-05T13:04:02","guid":{"rendered":"https:\/\/bit2050.com\/?p=2571"},"modified":"2025-06-28T18:45:16","modified_gmt":"2025-06-28T13:15:16","slug":"pension-schemes-available-in-india-us","status":"publish","type":"post","link":"https:\/\/bit2050.com\/ro\/pension-schemes-available-in-india-us\/","title":{"rendered":"\ud83d\udcdd Pension Schemes Available in India\/US (2025 Update)"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><div class=\"vc_row wpb_row vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewbox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewbox=\"0 0 24 24\" version=\"1.2\" baseprofile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1' ><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/bit2050.com\/ro\/pension-schemes-available-in-india-us\/#Pension_Schemes_Available_in_IndiaUS_2025\" >Pension Schemes Available in India\/US (2025)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bit2050.com\/ro\/pension-schemes-available-in-india-us\/#%F0%9F%87%BA%F0%9F%87%B8_Pension_Schemes_in_the_US_2025\" >\ud83c\uddfa\ud83c\uddf8 Pension Schemes in the US (2025)<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bit2050.com\/ro\/pension-schemes-available-in-india-us\/#%F0%9F%8E%AF_Why_This_Matters_in_2025\" >\ud83c\udfaf Why This Matters in 2025<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/bit2050.com\/ro\/pension-schemes-available-in-india-us\/#%E2%9D%93_FAQ_%E2%80%93_Pension_Schemes_Available_in_IndiaUS\" >\u2753 FAQ \u2013 Pension Schemes Available in India\/US<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/bit2050.com\/ro\/pension-schemes-available-in-india-us\/#1_Which_pension_scheme_is_best_in_India\" >1. Which pension scheme is best in India?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/bit2050.com\/ro\/pension-schemes-available-in-india-us\/#2_Can_NRIs_invest_in_Indian_pension_schemes\" >2. Can NRIs invest in Indian pension schemes?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/bit2050.com\/ro\/pension-schemes-available-in-india-us\/#3_Whats_the_retirement_age_to_claim_Social_Security_in_the_US\" >3. What\u2019s the retirement age to claim Social Security in the US?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/bit2050.com\/ro\/pension-schemes-available-in-india-us\/#4_Are_401k_contributions_tax-deductible\" >4. Are 401(k) contributions tax-deductible?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/bit2050.com\/ro\/pension-schemes-available-in-india-us\/#5_Can_I_invest_in_both_IRA_and_401k\" >5. Can I invest in both IRA and 401(k)?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/bit2050.com\/ro\/pension-schemes-available-in-india-us\/#%F0%9F%94%97_Useful_Links_%E2%80%93_bit2050com\" >\ud83d\udd17 Useful Links \u2013 bit2050.com<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/bit2050.com\/ro\/pension-schemes-available-in-india-us\/#%F0%9F%8C%90_Resources\" >\ud83c\udf10 Resources<\/a><\/li><\/ul><\/nav><\/div>\n<h3 data-start=\"840\" data-end=\"880\"><span class=\"ez-toc-section\" id=\"Pension_Schemes_Available_in_IndiaUS_2025\"><\/span>Pension Schemes Available in India\/US (2025)<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ol data-start=\"882\" data-end=\"2016\">\n<li data-start=\"882\" data-end=\"1058\">\n<p data-start=\"885\" data-end=\"918\"><strong data-start=\"885\" data-end=\"918\">National Pension System (NPS)<\/strong><\/p>\n<ul data-start=\"922\" data-end=\"1058\">\n<li data-start=\"922\" data-end=\"980\">\n<p data-start=\"924\" data-end=\"980\">A government-backed voluntary retirement savings scheme.<\/p>\n<\/li>\n<li data-start=\"984\" data-end=\"1058\">\n<p data-start=\"986\" data-end=\"1058\">Offers market-linked returns and tax benefits under Section 80C &amp; 80CCD.<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<li data-start=\"1060\" data-end=\"1206\">\n<p data-start=\"1063\" data-end=\"1092\"><strong data-start=\"1063\" data-end=\"1092\">Atal Pension Yojana (APY)<\/strong><\/p>\n<ul data-start=\"1096\" data-end=\"1206\">\n<li data-start=\"1096\" data-end=\"1145\">\n<p data-start=\"1098\" data-end=\"1145\">Designed for workers in the unorganized sector.<\/p>\n<\/li>\n<li data-start=\"1149\" data-end=\"1206\">\n<p data-start=\"1151\" data-end=\"1206\">Provides a guaranteed monthly pension of \u20b91,000\u2013\u20b95,000.<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<li data-start=\"1208\" data-end=\"1386\">\n<p data-start=\"1211\" data-end=\"1244\"><strong data-start=\"1211\" data-end=\"1244\">Employee Provident Fund (EPF)<\/strong><\/p>\n<ul data-start=\"1248\" data-end=\"1386\">\n<li data-start=\"1248\" data-end=\"1307\">\n<p data-start=\"1250\" data-end=\"1307\">Mandatory for salaried employees in the organized sector.<\/p>\n<\/li>\n<li data-start=\"1311\" data-end=\"1386\">\n<p data-start=\"1313\" data-end=\"1386\">Contributions by employee &amp; employer, with interest earned on the corpus.<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<li data-start=\"1388\" data-end=\"1565\">\n<p data-start=\"1391\" data-end=\"1422\"><strong data-start=\"1391\" data-end=\"1422\">Public Provident Fund (PPF)<\/strong><\/p>\n<ul data-start=\"1426\" data-end=\"1565\">\n<li data-start=\"1426\" data-end=\"1480\">\n<p data-start=\"1428\" data-end=\"1480\">Long-term savings instrument with a 15-year lock-in.<\/p>\n<\/li>\n<li data-start=\"1484\" data-end=\"1565\">\n<p data-start=\"1486\" data-end=\"1565\">Offers tax-free interest and principal under EEE (Exempt-Exempt-Exempt) status.<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<li data-start=\"1567\" data-end=\"1726\">\n<p data-start=\"1570\" data-end=\"1611\"><strong data-start=\"1570\" data-end=\"1611\">Senior Citizens Savings Scheme (SCSS)<\/strong><\/p>\n<ul data-start=\"1615\" data-end=\"1726\">\n<li data-start=\"1615\" data-end=\"1661\">\n<p data-start=\"1617\" data-end=\"1661\">Specifically for individuals above 60 years.<\/p>\n<\/li>\n<li data-start=\"1665\" data-end=\"1726\">\n<p data-start=\"1667\" data-end=\"1726\">Offers regular quarterly income with higher interest rates.<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<li data-start=\"1728\" data-end=\"1884\">\n<p data-start=\"1731\" data-end=\"1769\"><strong data-start=\"1731\" data-end=\"1769\">Mutual Fund-Based Retirement Plans<\/strong><\/p>\n<ul data-start=\"1773\" data-end=\"1884\">\n<li data-start=\"1773\" data-end=\"1829\">\n<p data-start=\"1775\" data-end=\"1829\">Not government-regulated but allow flexible investing.<\/p>\n<\/li>\n<li data-start=\"1833\" data-end=\"1884\">\n<p data-start=\"1835\" data-end=\"1884\">Best for higher returns with medium to high risk.<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<li data-start=\"1886\" data-end=\"2016\">\n<p data-start=\"1889\" data-end=\"1914\"><strong data-start=\"1889\" data-end=\"1914\">LIC Jeevan Akshay VII<\/strong><\/p>\n<ul data-start=\"1918\" data-end=\"2016\">\n<li data-start=\"1918\" data-end=\"1956\">\n<p data-start=\"1920\" data-end=\"1956\">Annuity-based pension plan from LIC.<\/p>\n<\/li>\n<li data-start=\"1960\" data-end=\"2016\">\n<p data-start=\"1962\" data-end=\"2016\">One-time premium payment, lifelong pension thereafter.<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n<hr data-start=\"2018\" data-end=\"2021\" \/>\n<h3 data-start=\"2023\" data-end=\"2064\"><span class=\"ez-toc-section\" id=\"%F0%9F%87%BA%F0%9F%87%B8_Pension_Schemes_in_the_US_2025\"><\/span>\ud83c\uddfa\ud83c\uddf8 Pension Schemes in the US (2025)<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ol data-start=\"2066\" data-end=\"2942\">\n<li data-start=\"2066\" data-end=\"2208\">\n<p data-start=\"2069\" data-end=\"2088\"><strong data-start=\"2069\" data-end=\"2088\">Social Security<\/strong><\/p>\n<ul data-start=\"2092\" data-end=\"2208\">\n<li data-start=\"2092\" data-end=\"2142\">\n<p data-start=\"2094\" data-end=\"2142\">A federal benefit program for retirees above 62.<\/p>\n<\/li>\n<li data-start=\"2146\" data-end=\"2208\">\n<p data-start=\"2148\" data-end=\"2208\">Monthly payouts based on work history and age of retirement.<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<li data-start=\"2210\" data-end=\"2350\">\n<p data-start=\"2213\" data-end=\"2229\"><strong data-start=\"2213\" data-end=\"2229\">401(k) Plans<\/strong><\/p>\n<ul data-start=\"2233\" data-end=\"2350\">\n<li data-start=\"2233\" data-end=\"2296\">\n<p data-start=\"2235\" data-end=\"2296\">Employer-sponsored retirement plans with tax-deferred growth.<\/p>\n<\/li>\n<li data-start=\"2300\" data-end=\"2350\">\n<p data-start=\"2302\" data-end=\"2350\">Optional Roth 401(k) for post-tax contributions.<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<li data-start=\"2352\" data-end=\"2535\">\n<p data-start=\"2355\" data-end=\"2394\"><strong data-start=\"2355\" data-end=\"2394\">IRA (Individual Retirement Account)<\/strong><\/p>\n<ul data-start=\"2398\" data-end=\"2535\">\n<li data-start=\"2398\" data-end=\"2462\">\n<p data-start=\"2400\" data-end=\"2462\">Available to individuals to save independently for retirement.<\/p>\n<\/li>\n<li data-start=\"2466\" data-end=\"2535\">\n<p data-start=\"2468\" data-end=\"2535\">Traditional IRA (tax-deferred) vs. Roth IRA (tax-free withdrawals).<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<li data-start=\"2537\" data-end=\"2663\">\n<p data-start=\"2540\" data-end=\"2575\"><strong data-start=\"2540\" data-end=\"2575\">Pension Plans (Defined Benefit)<\/strong><\/p>\n<ul data-start=\"2579\" data-end=\"2663\">\n<li data-start=\"2579\" data-end=\"2614\">\n<p data-start=\"2581\" data-end=\"2614\">Employer-funded, now less common.<\/p>\n<\/li>\n<li data-start=\"2618\" data-end=\"2663\">\n<p data-start=\"2620\" data-end=\"2663\">Guaranteed monthly payout after retirement.<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<li data-start=\"2665\" data-end=\"2771\">\n<p data-start=\"2668\" data-end=\"2697\"><strong data-start=\"2668\" data-end=\"2697\">Thrift Savings Plan (TSP)<\/strong><\/p>\n<ul data-start=\"2701\" data-end=\"2771\">\n<li data-start=\"2701\" data-end=\"2771\">\n<p data-start=\"2703\" data-end=\"2771\">Similar to 401(k), but for federal employees and military personnel.<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<li data-start=\"2773\" data-end=\"2853\">\n<p data-start=\"2776\" data-end=\"2787\"><strong data-start=\"2776\" data-end=\"2787\">SEP IRA<\/strong><\/p>\n<ul data-start=\"2791\" data-end=\"2853\">\n<li data-start=\"2791\" data-end=\"2853\">\n<p data-start=\"2793\" data-end=\"2853\">Simplified Employee Pension for self-employed professionals.<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<li data-start=\"2855\" data-end=\"2942\">\n<p data-start=\"2858\" data-end=\"2871\"><strong data-start=\"2858\" data-end=\"2871\">Annuities<\/strong><\/p>\n<ul data-start=\"2875\" data-end=\"2942\">\n<li data-start=\"2875\" data-end=\"2942\">\n<p data-start=\"2877\" data-end=\"2942\">Insurance contracts that offer regular payouts during retirement.<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n<hr data-start=\"2944\" data-end=\"2947\" \/>\n<h2 data-start=\"2949\" data-end=\"2979\"><span class=\"ez-toc-section\" id=\"%F0%9F%8E%AF_Why_This_Matters_in_2025\"><\/span>\ud83c\udfaf Why This Matters in 2025<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p data-start=\"2981\" data-end=\"3226\">As populations age and inflation rises, choosing the right pension scheme is crucial to secure financial freedom in retirement. Whether you&#8217;re in India or the US, understanding these plans helps avoid dependency and promotes long-term stability.<\/p>\n<hr data-start=\"3228\" data-end=\"3231\" \/>\n<h2 data-start=\"3233\" data-end=\"3281\"><span class=\"ez-toc-section\" id=\"%E2%9D%93_FAQ_%E2%80%93_Pension_Schemes_Available_in_IndiaUS\"><\/span>\u2753 FAQ \u2013 Pension Schemes Available in India\/US<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3 data-start=\"3283\" data-end=\"3328\"><span class=\"ez-toc-section\" id=\"1_Which_pension_scheme_is_best_in_India\"><\/span>1. Which pension scheme is best in India?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p data-start=\"3329\" data-end=\"3423\">For salaried employees, EPF and NPS are ideal. For self-employed, PPF and LIC plans work well.<\/p>\n<h3 data-start=\"3425\" data-end=\"3474\"><span class=\"ez-toc-section\" id=\"2_Can_NRIs_invest_in_Indian_pension_schemes\"><\/span>2. Can NRIs invest in Indian pension schemes?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p data-start=\"3475\" data-end=\"3534\">Yes, NRIs can invest in NPS and PPF with some restrictions.<\/p>\n<h3 data-start=\"3536\" data-end=\"3604\"><span class=\"ez-toc-section\" id=\"3_Whats_the_retirement_age_to_claim_Social_Security_in_the_US\"><\/span>3. What\u2019s the retirement age to claim Social Security in the US?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p data-start=\"3605\" data-end=\"3689\">You can start at 62, but full benefits are available at 67 (based on year of birth).<\/p>\n<h3 data-start=\"3691\" data-end=\"3738\"><span class=\"ez-toc-section\" id=\"4_Are_401k_contributions_tax-deductible\"><\/span>4. Are 401(k) contributions tax-deductible?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p data-start=\"3739\" data-end=\"3804\">Yes, traditional 401(k) contributions reduce your taxable income.<\/p>\n<h3 data-start=\"3806\" data-end=\"3849\"><span class=\"ez-toc-section\" id=\"5_Can_I_invest_in_both_IRA_and_401k\"><\/span>5. Can I invest in both IRA and 401(k)?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p data-start=\"3850\" data-end=\"3896\">Yes, but contribution limits apply separately.<\/p>\n<hr data-start=\"3898\" data-end=\"3901\" \/>\n<h2 data-start=\"3903\" data-end=\"3958\"><span class=\"ez-toc-section\" id=\"%F0%9F%94%97_Useful_Links_%E2%80%93_bit2050com\"><\/span>\ud83d\udd17 Useful Links \u2013 <a class=\"\" href=\"https:\/\/bit2050.com\/ro\/\" target=\"_new\" rel=\"noopener\" data-start=\"3924\" data-end=\"3958\">bit2050.com<\/a><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul data-start=\"3960\" data-end=\"4331\">\n<li data-start=\"3960\" data-end=\"4054\">\n<p data-start=\"3962\" data-end=\"4054\"><a class=\"cursor-pointer\" target=\"_new\" rel=\"noopener\" data-start=\"3962\" data-end=\"4054\">Retirement Planning Strategies in 2025<\/a><\/p>\n<\/li>\n<li data-start=\"4055\" data-end=\"4148\">\n<p data-start=\"4057\" data-end=\"4148\"><a class=\"cursor-pointer\" target=\"_new\" rel=\"noopener\" data-start=\"4057\" data-end=\"4148\">Financial Freedom Tips for Millennials<\/a><\/p>\n<\/li>\n<li data-start=\"4149\" data-end=\"4245\">\n<p data-start=\"4151\" data-end=\"4245\"><a class=\"cursor-pointer\" target=\"_new\" rel=\"noopener\" data-start=\"4151\" data-end=\"4245\">How to Diversify Your Crypto Portfolio<\/a><\/p>\n<\/li>\n<li data-start=\"4246\" data-end=\"4331\">\n<p data-start=\"4248\" data-end=\"4331\"><a class=\"cursor-pointer\" target=\"_new\" rel=\"noopener\" data-start=\"4248\" data-end=\"4331\">Understanding Crypto Taxes in India<\/a><\/p>\n<\/li>\n<\/ul>\n<hr data-start=\"4333\" data-end=\"4336\" \/>\n<h2 data-start=\"4338\" data-end=\"4353\"><span class=\"ez-toc-section\" id=\"%F0%9F%8C%90_Resources\"><\/span>\ud83c\udf10 Resources<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul data-start=\"4355\" data-end=\"4677\">\n<li data-start=\"4355\" data-end=\"4429\">\n<p data-start=\"4357\" data-end=\"4429\"><a class=\"cursor-pointer\" target=\"_new\" rel=\"noopener\" data-start=\"4357\" data-end=\"4429\">National Pension System \u2013 Official Site<\/a><\/p>\n<\/li>\n<li data-start=\"4430\" data-end=\"4491\">\n<p data-start=\"4432\" data-end=\"4491\"><a class=\"\" href=\"https:\/\/www.ssa.gov\" target=\"_new\" rel=\"noopener\" data-start=\"4432\" data-end=\"4491\">Social Security Administration (USA)<\/a><\/p>\n<\/li>\n<li data-start=\"4492\" data-end=\"4605\">\n<p data-start=\"4494\" data-end=\"4605\"><a class=\"cursor-pointer\" target=\"_new\" rel=\"noopener\" data-start=\"4494\" data-end=\"4605\">401(k) Plan Basics \u2013 IRS<\/a><\/p>\n<\/li>\n<li data-start=\"4606\" data-end=\"4677\">\n<p data-start=\"4608\" data-end=\"4677\"><a class=\"cursor-pointer\" target=\"_new\" rel=\"noopener\" data-start=\"4608\" data-end=\"4677\">LIC India Pension Plans<\/a><\/p>\n<\/li>\n<\/ul>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"Pension Schemes Available in India\/US (2025) National Pension System (NPS) A government-backed voluntary retirement savings scheme. Offers market-linked returns and tax benefits under Section 80C &amp; 80CCD. Atal Pension Yojana (APY) Designed for workers in the unorganized sector. Provides a guaranteed monthly pension of \u20b91,000\u2013\u20b95,000. Employee Provident Fund (EPF) Mandatory for salaried employees in the [...]","protected":false},"author":1,"featured_media":2572,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_gspb_post_css":"","footnotes":""},"categories":[328,23],"tags":[1646,176,1649,1648,1428,1645,1427,1408,1647],"class_list":["post-2571","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finance-trends","category-finance","tag-401k","tag-bit2050-com","tag-epf","tag-ira","tag-nps","tag-pension-schemes","tag-ppf","tag-retirement-planning","tag-social-security"],"blocksy_meta":[],"_links":{"self":[{"href":"https:\/\/bit2050.com\/ro\/wp-json\/wp\/v2\/posts\/2571","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bit2050.com\/ro\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bit2050.com\/ro\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bit2050.com\/ro\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bit2050.com\/ro\/wp-json\/wp\/v2\/comments?post=2571"}],"version-history":[{"count":1,"href":"https:\/\/bit2050.com\/ro\/wp-json\/wp\/v2\/posts\/2571\/revisions"}],"predecessor-version":[{"id":2573,"href":"https:\/\/bit2050.com\/ro\/wp-json\/wp\/v2\/posts\/2571\/revisions\/2573"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bit2050.com\/ro\/wp-json\/wp\/v2\/media\/2572"}],"wp:attachment":[{"href":"https:\/\/bit2050.com\/ro\/wp-json\/wp\/v2\/media?parent=2571"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bit2050.com\/ro\/wp-json\/wp\/v2\/categories?post=2571"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bit2050.com\/ro\/wp-json\/wp\/v2\/tags?post=2571"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}